Add your Chime Spending Account information using the same routing and account information that you would use for direct depositon chime.
Why is my bank transfer taking so long?
Bank transfers are completed through ACH, which are only processed on business days (Monday through Friday, excluding any Federal holidays).
After a transfer is processed, Chime's bank partner asks that we hold the transfer for at least three (3) business days. Consequently, it takes a little less than a week to post the money to your Spending Account.
What are the transfer limits?
Bank (ACH) transfers to the Spending Account that is initiated through Chime using the Chime mobile app or the website are limited to:
A maximum of $200 per day
A maximum of up to $1,000 per calendar month
No limit to the number of times per day
Cash loads have:
A maximum of three (3) per day
A limit of $1,000.00 per load per day
A maximum of $10,000.00 per calendar month
Chime does not impose a limit on bank transfers (ACH transfers) that are initiated from an external account. There is no limit to the number of times per day nor is there a maximum dollar limit. However, external banks may impose their own limits and fees.